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Showing posts from August, 2022

Home Bayers

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  THE HOMEBUYERS COMPLETE GUIDE TO MORTGAGES AND REMORTGAGES At The suncapitalists.com – Mortgage Broker, we cater to all types of inquiries. The most frequently occurring inquiry we receive is the residential inquiry for a new house purchase or a re-mortgage. Although this is normally a simple and straightforward process, every purchaser or homeowner in CANADA could benefit from the no-obligation advice of a professional advisor. ARE YOU THINKING OF MAKING A RESIDENTIAL PURCHASE? You could be looking to get on that most important first rung of the housing ladder to buy your first property. Homebuying can be daunting if you’re new to the marketplace. Seeking advice from an experienced and qualified advisor can make the world of difference. Alternatively, you may wish to move to a new house. Perhaps you require finance from a new lender as you are moving up the housing ladder. You may need new and appropriate funding as your existing lender is reluctant to provide the loan you requi...

Buy to Let

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  Buy to Let mortgages are a great way to diversify investment Buy to Let mortgages are a great way to diversify investment or supplement pension income with regular rental contributions. Recent years have seen low-interest rates which have made the buy to let mortgages much more attractive, especially when compared to other types of investments. Strong rental markets, particularly in university towns and cities, and low-interest rates have resulted in an increase in the number of investors wanting to add property ownership to their portfolios. Buy to Let mortgages are a great way to diversify investment or supplement pension income with regular rental contributions. It is important to seek independent tax advice when looking to invest in the buy to let market. British Columbia investors are seeing a wealth of new products being developed to meet their increasing needs, by lenders who are looking to grab a larger market share of this growing sector. These products include deals tha...

People Remortgage

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  WHY DO PEOPLE REMORTGAGE THEIR HOMES? There are many reasons why people do this, and we’ll cover them throughout this guide. However, many people switch to save money. Remaining with your existing lender after your initial deal reaches the end of its term may seem like a good idea if their standard variable rate (SVR) is appealing. However, if you are willing to take a little time to look for a better rate, remortgaging can save you a significant amount. It costs nothing to find out if this would be the case. All it takes is a few minutes of your time. Your current mortgage deal may soon be ending with your existing lender. The usual course of action is for the lender to switch you over to their standard variable rate. Not only is this typically higher than the rate you’ll have been paying, but it can also – as the name suggests – vary over time. If the Bank of England base rate rises, your interest rate will rise too. It’s often the case that the switch from a fixed rate to a st...

Pre-Approval Application

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  What Is a Good Mortgage Rate? A good mortgage rate will depend on the borrower. Lenders will advertise the lowest rate offered but yours will depend on factors like your credit history, income, other debts, and your down payment. For instance, a good mortgage rate for someone who has a low credit score tends to be higher than for someone who has a higher credit score. It’s important to understand what will affect your individual rate and work towards optimizing your finances so you can receive the most competitive rate based on your financial situation. Lets Look at How much You need and what you can efford to Buy you dream home… As you search for a home, getting pre-approved for a mortgage can be an important step to take. Consulting with a lender and obtaining a pre-approval letter provides you with the opportunity to discuss loan options and budgeting with the lender; this step can serve to clarify your total house-hunting budget and the monthly mortgage payment you can afford...

e-mail Marketing Package

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Email marketing is the act of sending a commercial message, typically to a group of people, using email. In its broadest sense, every email sent to a potential or current customer could be considered email marketing. It involves using email to send advertisements, request business, or solicit sales or donations. Why Email Marketing Is Best Marketing Channel in 2020 Business, Online Marketing Tips Digital marketing has seen dramatic changes over the past several years, and there is a common misconception that email marketing is not as effective as it used to be. Some believe that modern email marketing recipients, inundated with spam and low-value content, ignore their messages more often than they open them. While spam is bothersome for the majority of email users, the reality is that email is still the most powerful form of digital marketing. HERE’S A QUICK SUMMARY: Email Marketing – The King of Marketing Channel Modern Email Marketing Trends Email Marketing vs. Social Media ...